Looking for that perfect place to call home takes some time. Your home insurance deserves to be perfect, too.Read more
It's time to shift into gear and find the right auto insurance for you. Learn how we can keep you on the road.Read more
You’re not just a dreamer — you’re a doer. And every good doer deserves the right amount of coverage.Read more
We're all about having fun, but let's not go overboard. Finding the right coverage for your fun is important.Read more
Before you start to feel the wind in your hair, it's important to find the right amount of coverage.Read more
Planning ahead is important, and planning for your family's future is really important. We're here to help.Read more
We are an independent agency with a focus on outstanding customer service. As an independent insurance agency, we offer a wide variety of coverages with the personal touch you would expect from your neighborhood insurance agent. We have relationships with dozens of insurance companies, allowing you to get the right price and the right coverage every time. Whether you have the ideal situation or or a less-than-perfect history, we will find the right coverage, with the best company, at the best price for you EVERY TIME!
Life is an adventure, and we think you should go explore. When you're looking for insurance, you know it's not a simple decision – it's a lifestyle choice. It says that you're always striving for peace of mind in knowing that you're okay. At InsureKC, we're looking out for the best interest of one person – you. This promise allows you to feel safer, so you can breathe easy.
“I switched from my longtime agent to InsureKC because I got the same coverage for almost $800 a year less. It pays to shop around.”
“My driving record isn’t too impressive but I still got the coverage I needed at a price I could afford at Insure KC. Thanks guys!”
”I have used three different insurance agencies in Kansas City and Insure KC was by far the easiest to work with. My agent is knowledgeable and they work with a wide variety of companies to make sure I get the best rate available.”
Anyone who has a drivers license - even if you don't own a car.
Liability insurance covers injuries and property damage to others caused by you.
If you want coverage from groundwater flooding, you must purchase a separate flood policy from FEMA. Those policies are available with us but your normal homeowners policy will not cover this. To clarify, flooding is water that enters your home from groundwater. Things like a broken pipe or a hole in your roof that cause water damage are not defined as flooding.
That answer depends on the type of coverage you have on your own policy. If you have comprehensive and collision coverage, it will most likely pay for the damage. All policies have uninsured motorist coverage but that pays for your bodily injuries, not the damage to your car.
Unfortunately, it would be your insurance policy that would pay for damage to your car - not his. Remember, you have to have collision coverage before your policy would pay for the damage.
As the name implies, term insurance pays for a pre-defined period of time (the term). A ten year term policy pay a death benefit if you die during that ten year term. If you don't, then the coverage ends. A whole life policy pays a death benefit regardless of the time of your death - it covers you for your whole life. Whole life policies also carry a cash value feature that isn't available on term policies.